Planning for retirement is a crucial aspect of financial management, and pension planning plays a significant role in ensuring financial security during the retirement years. A pension is a retirement account that individuals contribute to throughout their working years, with the goal of building a nest egg to support

Unexpected expenses are a part of life. These expenses can have a huge impact on our current budget and future goals. Sometimes these overheads can even cause significant damage to our wealth. Thus, we should create an emergency fund depending upon our income and possible risk factors. You have