Unexpected expenses are a part of life. These expenses can have a huge impact on our current budget and future goals. Sometimes these overheads can even cause significant damage to our wealth. Thus, we should create an emergency fund depending upon our income and possible risk factors. You have

Young generations will need a completely new look at retirement, because we live longer and, with the constant prices growth, it’s quite clear that pension won’t be enough. So now is the best time to think about our future and start retirement planning.